{"id":12609,"date":"2023-01-06T09:30:28","date_gmt":"2023-01-06T15:30:28","guid":{"rendered":"https:\/\/www.premisehealth.com\/resources\/blog\/is-direct-healthcare-the-right-fit-for-your-organization\/"},"modified":"2023-07-31T09:54:47","modified_gmt":"2023-07-31T14:54:47","slug":"is-direct-healthcare-the-right-fit-for-your-organization","status":"publish","type":"post","link":"https:\/\/www.premisehealth.com\/resources\/blog\/is-direct-healthcare-the-right-fit-for-your-organization\/","title":{"rendered":"Is Direct Healthcare the Right Fit for Your Organization?"},"content":{"rendered":"\n
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Direct healthcare continues to rise in popularity because of its ability to remove barriers to care that people typically face in the community, while also generating cost savings for employers. By implementing a direct healthcare solution<\/a>, organizations are positioned to tackle some of the toughest challenges in healthcare and drive real results. Could an onsite<\/a>, nearsite<\/a>, or digital health solution<\/a> be a good fit for you, your employees, and their families? The answers to these four questions can help guide your organization to the right decision.<\/p>\n

Is your organization self-insured?<\/h2>\n

Companies that are self-insured, meaning they pay claims themselves while a third-party administrator processes them, are a great candidate for direct healthcare<\/a>. By taking on the healthcare risk, your team can customize healthcare benefits to meet the unique needs of your population, rather than purchasing a \u201cone size-fits-all\u201d policy from an insurer. Simply put, as a self-insured organization you\u2019ll have more to gain because of what you have at risk and have an easier time choosing the right products and services to deliver the most value.<\/p>\n

If it\u2019s not realistic for your company to invest in a dedicated onsite health center, the best solution may be a shared nearsite health center, which allows smaller organizations to pool their resources together. One center is shared among multiple organizations, typically three to six, and is accessible exclusively for participating client populations. Digital access is also an option for companies both big and small, especially those with predominantly remote workforces. Regardless of where your employees are, virtual appointments mean care is just a video, message, or phone call away.<\/p>\n

Offering direct healthcare can still be an option for companies that are not self-insured. For example, health plans often look for ways to innovate and reduce their medical loss ratio. Direct healthcare can be customized and designed to meet a variety of unique population needs, making it a strategic choice to be sold as part of a health plan benefit. The insurer will often grant premium discounts or experience refunds because an onsite health solution saves them claim costs.<\/p>\n

Is your company large enough?<\/h2>\n

The great part about direct healthcare is there\u2019s no true \u201cout-of-the-box\u201d solution! With the right partner, there is a level of customization to fit any organization\u2019s needs, whether they have 85,000 employees or 1,000. A good direct healthcare partner can help assess which model or combination of models is the most cost-efficient and can also provide insights on which products may be most valuable for you.<\/p>\n\n<\/div><\/section>\n

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Do you have a goal in mind?<\/h2>\n

Any company that wants to invest in direct healthcare must ask themselves what they want to achieve. Do they want to:<\/p>\n